Wealth Management

At CI Associates, we provide a Wealth Management service that is tailored to meet the ever-changing needs of each client. We work with individuals, trustees and businesses, adopting a professional approach from the moment you make contact with us. We spend time understanding your and your specific requirements before providing you with financial advice that is designed to work with your needs.

We have an exceptional reputation when it comes to managing the financial needs of all of our clients. Our unique approach to Wealth Management enables us to focus on providing you with objectives and relevant advice that is underpinned by experience, intelligence and relationships that are built on trust. We have the expertise to steer you through the complexities of the financial world ensuring that your wealth works for you.

Whether you are planning for retirement or looking to preserve your wealth, our Wealth Manager work proactively, providing the advice you need and solutions that are designed for you and your situation. We work effortlessly to ensure that we always provide you with suitable recommendations for every aspect of your wealth.

We believe that the hallmark of investment management is expertise and that is what we always strive to deliver at CI Associates. We offer a wide range of investment services that are designed to offer you give you access to investment solutions that ensure that you understand the full extent of your wealth picture.

When you begin a relationship with us, we spend time on you and your requirements. We pay attention to your needs and provide you with access to an expert team that will ensure that your wealth is managed in a way that works for you. Through implementing a strategic wealth management plan, we align ourselves with your goals. From onshore or offshore investments, we can help you to manage your wealth independently through our tailored Wealth Management service.

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Wealth Management
Investment Planning

Investment Planning

The right investment strategy is a crucial aspect of ensuring that your finances continue to work for you well into the future and that is something that we recognised at CI Associates. Regardless of whether you want to invest to earn an income or you simply want to grow your investment, we are on hand to provide you with professional advice. We can recommend the perfect investment solutions while supporting you in achieving your financial goals.

Our experience and understanding of all things investment related, we can provide independent financial advice that assists you in making the right decisions when it comes to investing. Our team of experts are on hand to help you manage your investments and through our insights and understanding, we help you to meet your financial needs. We build healthy relationships with all of our clients, enabling us to determine your priorities. Once we have a clear understanding of your requirements, we then call on our experience to identify the best solutions that are available to you.

Making the best investments is all about having an understanding of the big picture. We take great pride in our ability to adopt a methodical approach to the way we work. Through planning and adopting industry-standard methods, we can identify the risks you are willing to take and which investment options that are appropriate to you.

At CI Associates, we understand that Investment Planning has to include the ability to move with changes and so, we ensure that your portfolio is set up in a way that not only copes with any financial changes but also your changes. We commit ourselves to regularly evaluating your investments in order to ensure that the financial strategy we put in place, continues to meet your specific needs.

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Retirement Planning

Throughout our life, it is important that we plan and prepare for our future, especially from a financial aspect. You might find yourself in a position where you want to begin planning for your future or you might be at that time in your life where retirement is upon you. Regardless of your needs, at CI Associates, we have a team of experts who have the ability to provide you with the advice and guidance you require to make the right decisions regarding your pension plans and your specific needs.

Our aim is to make pension planning simple. So, our aim is to provide you with a service that explores your options in order to determine how you can put the best financial plan in place, enabling you to prepare for retirement.

Of course, pension planning can consist of a number of factors such as what your plans might be as well as your health and what you would like to leave your family as part of your financial legacy. We adopt a detailed and tailored approach that works by analysing your specific needs before seeking out the right level of planning that fits your specific circumstances. Whether you have a large pot of money as part of an existing pension or you want to change your pension in order to fund your retirement appropriately, we are on hand to provide you with professional, trustworthy advice and support when you need it.

At CI Associates, we have extensive experience in providing our clients with the assistance they need when it comes to their pension arrangements. From consolidating an existing pension to drawing on a pension from a pension located overseas, we can create a managed retirement strategy that puts you in control. We understand that pensions can become complex and so, we have specialists on hand that have the ability to deal with niche pension and intricate financial transactions that form part of your pension planning strategy.

Our service does not stop at individual pension planning because we also assist businesses with retirement and pension planning for employees. Our expertise and experience enable us to provide an efficient and effective pension planning service.

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Retirement Planning
Banking & Mortages

Banking & Mortgages

Managing finances is a time-consuming task and that is why we, at CI Associates are on hand to providing a Banking and Mortgages service that helps to free up your time and help you make the right decisions.

We understand that a large part of life is based around finances, whether that is banking or mortgages, both are extremely important to us. Our Banking and Mortgages service is designed to make your money work harder for you. Ensuring that you make the right right decisions when it comes to investing and saving.

Whether you are looking for a new mortgage or want to invest in another property using another mortgage product, our team of specialists will discuss your requirements and your circumstances before assisting you in finding a mortgage product that meets your specific needs. Purchasing a property is a time-consuming process, as is arranging mortgages but we aim to take away the stress. We will identify products that offer exceptional rates, meet your specific needs and enable you to push your finances further than you realised. Through a clear understanding and our experience of working in this industry, we can guide you and advise you in every aspect of your mortgage requirements.e

When it comes to banking, we understand that it can seem daunting with so many banking options available to you. Our aim is to ensure that your money is safe and we can help it to grow. Whether you are looking for a bank that offers exceptional savings accounts or you want to move money to or from overseas, we help you to find a solution that focuses on your specific needs. We have an experience of ensuring that we align ourselves with your needs and then we seek out the right options for you before discussing them with you. Our clients benefit from our ability to inform and guide, helping you to make the right decisions every time.

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Advice For Businesses

At CI Associates, we are fully aware of what it takes to run a business. Whether you are a fully-established business or considering starting a business, our service is designed with you in mind. We take an open and flexible approach to the way in which we provide advice because we understand that no two businesses are the same.

It takes commitment and effort to turn a business into one that is successful. However, it also takes the right advice, guidance and support from a professional service such as ours. We are on hand to help ease the pressures of running a business, regardless of whether you are concerned about finances, looking to expand or simply want to plan for the financial security of your employees.

We appreciate that businesses regardless of their size can be extremely complex. Therefore, we have a team of experts in a wide range of areas that have the experience and knowledge to provide you with trustworthy, reliable and professional advice. We pride ourselves on our ability to build relationships with our clients and provide expert advice in every area of corporate financial planning.

Our entire service is confidential and through our practical business advice and guidance we can help you expand and develop, market your business, analyse financial performance and manage growth and the increase of staff numbers.

We take great pride in assisting businesses in every possible way and that is why we have a team of experts on hand to work with you.

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Advice For Businesses


Insurance can often seem extremely complex due to the way in which we are required or expected to have insurance in place for almost everything in life. However, at CI Associates, our Insurance service is designed to give you clear and concise guidance and support for all things insurance-related.

Whether you are seeking life insurance or general insurance, our team of experts will work with you to find the correct insurance that is designed to fit in with your specific needs. We can cover all aspects of insurance such as property insurance for your home, business insurance including personal liability along with vehicle insurance and all other forms of insurance.

Our entire service is about putting you in control of the decisions you make by using the support and advice that we can provide you. We can explain insurance products and highlight those that are compulsory. Should you experience problems with insurance that you currently have in place, we can also take care of your needs and help you make an informed decision that leads to a solution.

We believe that insurance should not be confusing or complicated and that is why we are here for you. Let us guide you through the intricacies of insurance and allow us to help you identify the cover that you need because insurance is important for a number of reasons. So, don’t forfeit insurance because you feel as though it is just to difficult to understand. Let our service take control and give you clarity in a way that helps you to remain protected from all eventualities.

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Education Planning

Naturally, we all want the very best for our children and part of that is the education that they receive. If they are given the very best start in life, they can go on to create a long and prosperous career in their chosen subject. Despite this, we can often face problems deciding where they should be educated or what schools and teachers are best for them. Education is vital to their growth and development but often, giving your children the best education comes at a cost and so, CI Associates are on hand to provide you with assistance in all areas that are associated with education.

Our team of experts can help you to find the best schools and the best education but we can also help you to plan the costs that you will be expected to cover. Often, then costs will leave many shocked but our aim is to help soften the blow through identifying the correct financial planning that will enable you to prepare for this costs well in advance.

Giving yourself as much time as possible to save is the best option but that is not always the case and so, we are here to share our experience and expertise with you. We also understand the importance of good education and that is why we are on your side. Allow us to guide you through the planning process and use our advice to make the right decisions that ensure that your children receive the right level of education that they deserve.

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Education Planning
Pension Scheme

Qualifying Non-UK Pension Scheme

At CI Associates, we understand how important it is for UK Citizens, regardless of whether they live in the UK or in another location to plan for the future, particularly if they want to retire in the UK.

In many cases, a Qualifying Non-UK Pension Scheme (QNUPS) offers you a number of advantages and that can often prove to be a deciding factor for many investors. However, we have the expertise required to help you make an informed decision while ensuring that you are fully aware of how a QNUPS works. Our ability to assist you in the transfer of a QROPS or even making contributions ensure that you are preparing for your future in the correct way.

We believe in taking a versatile approach to the way that we work and that is why we build relationships with our clients to ensure that they get the most from this flexible scheme and its tax advantages.

Our understanding of this complex scheme can help you to turn your pension fund into a dynamic asset that can be used in a number of ways. From paying into your QNUPS with cash, assets or a residential property, we ensure that you really do maximise its potential at every opportunity.

This unique product allows you to draw down a lump sum and continue to invest which is something that can not be achieved with a QROPS and beyond retirement, you can continue to pay into and with a regular income. This gives you the ability to identify whether you want to continue working or simply retire.

As part of our service, we will ensure that you make use of the benefits afforded to you while providing our invaluable advice that relates to contributions, investing, exemption from UK inheritance tax and many other areas associated with QROPS.

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Recognised Overseas Pension Schemes

Recognised Overseas Pension Schemes (ROPS) have now replaced QROPS and they are pensions that are located in offshore financial centres.

Through our expertise and knowledge in this area, we can assist you in making correct decisions regarding everything that is related to ROPS. Our aim is to give you the flexibility you need as well as the control to take care of your finances.

We have the experience that can assist you in transferring your UK pension to a recognised HM Revenue Customer jurisdiction offshore while we can offer our advice and guidance, allowing you to benefit in ways that often UK-based savers cannot. We appreciate the importance of saving for your future and that is why we always put your priorities first as part of our service.

We will ensure that every benefit that comes with ROPS provisions are available to you if you have been a non-UK tax resident for a minimum of 10 years. We can assist you in withdrawing up to 25% of your savings and we can provide advice regarding passing your wealth onto any beneficiary. Our entire service is tailored to your specific needs and because we understand just how important a pension can be, we are on hand to remove any complexities, providing you with clear, impartial advice. This will enable you to focus on your future and make your money work for you in the best possible way because your pension is an important part of your future and that is something that we fully recognise.

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Recognised Overseas Pension Scheme
Self Invested

Self-Invested Personal Pensions

At CI Associates, our aim is to help you gain greater control over your finances, particularly where your pension is concerned. We understand that planning for the future is vital and that is why we are here to help you. Whether you already have self-invested personal pensions and require assistance or you are looking to being a self-invested personal pension, you can rely on our expert support and guidance to help you make the right choices.

A SIPP is best suited to investors who want to obtain a great level of control over the way in which their wealth is managed as well as their financial assets and so, we are on hand to assist with your needs by helping you to make informed decisions.

SIPPS are pensions that hold investments up to the point where you retire and begin to draw an income during your retirement. In some respects, they work in the same way as a standard personal pension but they offer an enhanced level of flexibility whereby you can choose your investments.

If you require any kind of assistance regarding your investments then we adopt a professional approach that is supported by our high-level of knowledge within our industry to provide you with advice that you can trust. We understand that making investments can prove challenging but we are here to work with you. We believe that you should have the freedom to take control over your finances but we also believe that you should benefit from returns that continue to benefit you well into your retirement years.

Some of the benefits that come with SIPPS include:

• 100% Control and a wide choice of risk appropriate investments.
• You can consolidate multiple pension schemes.
• Flexi Access from age 55 or GAD rates.
• Pension Commencement Lump Sum (PCLS) a guaranteed 25%.

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Contact Form

  • Argentina
    Ing. Butty 240, Piso 5,
    Buenos Aires,
    1001, Argentina
    Tel: (54) 11 4850 1387
    Fax (54) 11 4850 1201
  • Brasil
    Ed. New Century
    Rua Leopoldo Couto de Magalhães Jr., 758
    11th Floor, Itaim Bibi
    São Paulo
    Tel: +55 (11) 2505-9269
  • Chile
    Caledonian House
    Golda Meir 79,
    Las Condes, Santiago de Chile
    Tel: (+56 2) 2 2481 7220
  • Colombia
    Carrera 18 No. 86A – 14
    Bogotá, Colombia
    Of: (+57 1) 638 6023
    Tel: (+57 1) 616 3030
  • Peru
    Calle Martir Olaya 129
    Centro Empresarial José Pardo
    Tel: (+51) 920 169 656
    Piso 6, Torre 6, Centro Empresarial Real
  • Ecuador
    Edificio Vitra, Oficina 404, Piso 4,
    Av. República de El Salvador 35-60 y Portugal Quito, Ecuador
    Tel: (+593) 02 332 5870