"Get the latest tips about how to manage you wealth"


Is Private Medical Insurance Worth it?

In life, there are some insurances that we need such as property insurance or even life insurance but one thing that we often have to think about is our health. While many of us receive our treatment via the health service of the country we live in, there comes a time when that treatment can take time.


You might be self-employed and need to reduce your time off work as much as possible while you might be someone who prefers to be in control of the treatment you receive and so, this is where private medical insurance is a worthwhile product.


There are those who might believe that it is a waste of money but private medical insurance has a role to play and a role that can be quite important for many people.


What are the Benefits?


Private medical insurance offers you the right treatment at a time when you need it. When you consider the NHS in the UK, as brilliant as it is, there are instances where waiting lists are long and so, some people wait years for treatment. This means they spend time in pain, can no longer work and lose money as a result. With private medical insurance in place, it makes it possible for policyholders to claim for their treatment and that means that they receive preferential treatment. Therefore, they will receive the correct care as quickly as possible and will be able to choose when they receive it, also enabling them to fit it in around their jobs and lifestyle.


There are different levels of cover and Private Medical Insurance can be tailored to suit the needs of the individual. You can omit serious illnesses if you know that the health service of your country will take care of you while you can include cover for broken bones or other minor illnesses that could leave you off work and not earning. Private medical insurance enables you to find that right balance of cover to fit your circumstances and your finances.


When you consider how important it is for you to not only receive the treatment you need but also reduce your time off work, which can affect your earnings, then you will understand just how vital this insurance can be.


While private medical insurance is not a necessity, it is always useful to have in place because you never know when you might need it. If you are considering private medical insurance then why not have a chat with CI-Associates? We can help you to make an informed decision and provide you with the advice and guidance you need.

Lewis Samuel / CI-ASSOCIATES


"You can send us an email or communicate directly with any of our offices”

Contact Form

  • Argentina
    Ing. Butty 240, Piso 5,
    Buenos Aires,
    1001, Argentina
    Tel: (54) 11 4850 1387
    Fax (54) 11 4850 1201
  • Brasil
    Ed. New Century
    Rua Leopoldo Couto de Magalhães Jr., 758
    11th Floor, Itaim Bibi
    São Paulo
    Tel: +55 (11) 2505-9269
  • Chile
    Caledonian House
    Golda Meir 79,
    Las Condes, Santiago de Chile
    Tel: (+56) 2 2481 7220
  • Colombia
    Carrera 18 No. 86A – 14
    Bogotá, Colombia
    Of: (+57 1) 638 6023
    Tel: (+57 1) 616 3030
  • Peru
    Calle Martir Olaya 129
    Centro Empresarial José Pardo
    Tel: (+51) 920 169 656
    Piso 6, Torre 6, Centro Empresarial Real
  • Ecuador
    Edificio Vitra, Oficina 404, Piso 4,
    Av. República de El Salvador 35-60 y Portugal Quito, Ecuador
    Tel: (+593) 02 332 5870