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Saving for the Future -You are Never too Young

When you first began working, your money was your own and having that money to spend on the things you enjoyed felt good. However, you should have one eye on your future because there is still a large number of people who have not considered saving for their future and that could end in disaster.

Your future might seem so far away and you when think of retirement, you might consider worrying about that at a later stage of your life but that could be a mistake.

Simply put, it makes great sense to begin saving early.

Saving is a good habit

Getting into the habit of saving money early is a great way to make sure that it is something you always think about. Instead of thinking about how a pension takes your hard-earned wages, think about it as a way of paying for your future self. You are not missing out on anything, you are simply setting yourself up so you can enjoy the latter stages of your life.

Start saving early

It is always great to start saving for your future through a workplace pension. This will build up over time and your employer will contribute to it. The earlier this done, the more chances you have of giving yourself a significant nest egg that will be waiting for you when you retire. You can also benefit from tax relief which means that your pension is a tax efficient way to save.

However, saving for the future is underpinned by your pension but that is not everything. Think about your own savings and how you can make them work harder for you. Saving up as much as possible in this way will give you a cushion that enables you to live a little and cover those times in our life when you need to make large purchases. Over time, if you can increase your own savings and put them in the right savings accounts or investments, then you could really set your self up ready for the future.

Preparing for the future in this way is a great way of enhancing your future savings. You can still do this without having to forfeit spending money in the here and now. Find that perfect balance, obtain the right advice and take peace of mind from a future that you know will be financially secure.

Lewis Samuel / CI-ASSOCIATES


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