"We provide our clients with bespoke financial solutions to suit their personal needs and objectives"
Wealth management advice to individuals, trustees and businesses, which is specifically designed around their individual circumstances. We will take the time to get to know you and your requirements, offering sound and trustworthy financial advice that adapts as your needs change over time.
The value of an investment with CI-Associates will be directly linked to the performance of the funds selected.Book a Meeting
Creating and maintaining the right investment strategy plays a vital role in securing your financial future. Whether you are looking to invest for income or growth, we can provide the quality advice, comprehensive investment solutions and ongoing service to help you achieve your financial goals.
We offer a range of carefully constructed, risk-rated portfolios that enables you to spread your investments across a wide range of asset types and countries, and to choose fund managers with different investment styles to create a balanced and diversified investment solution.Book a Meeting
Regardless of the life stage you have arrived at, it is important to receive expert and professional advice on your pension plans and requirements.
Whether you need to set up or review existing retirement planning strategies, for you or your employees, CI-Associates has ways to help you make the most of your retirement opportunities.Book a Meeting
We understand that people have little time to manage their finances as effectively as they would like. That’s why at CI-Associates we take the time to get to know you and your requirements, so that we can find the right solution to make your money work harder for you.Book a Meeting
Running a business today takes a great deal of hard work and commitment. Increasingly, the pressures of running a successful business take priority over the time spent on planning your and your employees’ financial security.
CI-Associate Partners are not only experts in their chosen fields – they also have access to other specialists so that, through one relationship, your business can benefit from expert advice in every area of corporate financial planning.Book a Meeting
Insuring anything other than human life is referred to as general insurance and covers property such as your home, your business and belongings against fire and theft, or vehicles against accidental damage or theft. Personal liability as a result of any accident can also be insured and this type of insurance is compulsory in some cases.Book a Meeting
Education is a key subject and one that’s often the source of heavy debate. Where do we want our children to be educated? Where are the best schools and teachers? What type of education do we want to be able to provide and, importantly, how much will it cost?
As parents, we want the best education for our children and we want to be able to afford it. Yet, when we take a look at the costs, it can be a bit of a shock.Book a Meeting
Significant tax advantages with flexibility.
A Qualifying Non-UK Pension Scheme (QNUPS) has a few tax advantages that can appeal to an investor. The rules of a QNUPS also allow investors to pay contributions into the scheme, or from transfer of a QROPS.
They are ideal for UK citizens who live in the UK or elsewhere and who want to retire, at some point, in the UK.
You can pay into QNUPS with cash, assets and even a residential property. How flexible is that! Your pension fund suddenly becomes a dynamic asset that can be made use of in so many ways.
You can even withdraw a lump sum and still invest. You can’t do that with a QROPS. You can keep paying into the QNUPS and withdraw a regular income after retirement. This means that you can keep on working for as long as you want, or not. There are no employment rules preventing you from contributing to the pension scheme.
Additional benefit of local tax efficiencies.Book a Meeting
Flexible with favourable pension benefits.
Recognised Overseas Pension Schemes (ROPS, formerly known as QROPS) are pensions based in offshore financial centres that offer flexibility and control.
It means your UK pension can be transferred to a recognised HM Revenue Customs (HMRC) jurisdiction offshore, giving benefits often unavailable to UK-based retirement savers.
If you’ve been a non-UK tax resident for at least ten years, the full benefits of the ROPS provisions will be available to you.
What a ROP can do for you:
More flexibility and greater autonomy.
Self-Invested Personal Pensions (SIPPs) are best suited to investors who want greater control over their wealth and financial assets.
SIPPs are pensions that hold investments until you retire and start to draw a retirement income. They work in a similar way to a standard personal pension but the main difference is that, with a SIPP, you have more flexibility to choose your investments.
SIPPs give you the freedom to choose and manage your own investments.
Approved by Her Majesty’s Revenue and Customs (HMRC).Book a Meeting
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